Monday, 16 March 2015




VISION (THE JUICE OF LIFE)
Most people have an interest in their destinies, but they have no passion or drive to fulfill them. They don't really believe the dreams God has put in their hearts. If they do believe them, they don't do the things that will take them in the direction of fulfilling them. Yet that is what separates the people who make an impact in the world and those who just exist on the planet. Have you discovered what your vision is? Finding something you can put your whole self into will fill your life with new hope and purpose. It will give you a reason for living and be your passion. It wakes you up in the morning and it keeps you going when tired. It is an antidote to depression. It causes you to have joy in the midst of great opposition because you know that what God has given you to accomplish cannot be stopped by anyone.
When you discover your vision, it will give you energy and passion. The vision in your heart is the spark that will make life work because you must pursue your dream with all your enthusiasm and strength, or it will not happen. If you set your hands to do something, there will inevitably be resistance, opposition, and difficulties. Therefore, you have to apply pressure in order to fulfill your dream. You must put your whole might behind it. Hard work and diligence are essential ingredients to success; therefore, you need an internal motivation to see the external manifestation of your dream. That internal motivation is vision. Vision will influence the way you conduct your entire life, such as what you spend your time and money on and what your priorities are. Without vision, we have no values to guide our living. Life has no sense of direction. Activity has no meaning. Time has no purpose. Resources have no application. Vision is the juice of life. It is the prerequisite for passion and the source of persistence. When you have vision, you know how to stay in the race and complete it.

By Colletor Adoyo

Friday, 13 March 2015

THANK YOU

"Lord am thankful for my blessings
and everything that you gave me
times when danger was around me,
my life Lord you saved me,
where would I be without your love,
where would I be without your Grace.
You didn't have to do but Lord am glad you did.
thank you thank you thank you
thank you thank you thank youuu
thank you thank you thank youuuuu"
Love,
   ME

The Beauty of Losses

The other day I was looking through an old journal and found this very long interesting entry I had made a few years back after I had failed my professional exams for the first time. It was one hell of an emotional piece, and to a great extent naive. But you see,  before this, I had never failed any exam in my life. I'm not the straight A's student but I had never seen a fail in my result slip, ever. And this was the last of my six papers. I was upset, disappointed and ashamed. So I sat down and wrote my long entry on loosing,  how it was never going to be a part of me. Pretty naive, I know now.

A few years after that entry, i know better. I have learnt to embrace my losses, as ugly and horrifying as they come. My failures are as much of me as my successes.  and let's face it, as long as you're mortal, you'll face a lot of them. It maybe that one stupid decision,  a bad call or just the turns of life. 
The only difference is how we decide to deal with the losses, we can get better or bitter. And I've always chosen to be better. I will withdraw,  cry if I need to but eventually I'll take the time to evaluate my failure. If I need to loose some people to get better, I do so. If I need to put in more effort or time into something,  I do it. If I need to change my attitude, I do just that. And if I can't seem to get better, I pray harder. And yes, there are those losses I don't even understand what the lesson is at that time, those I just pray for strength to move along,  it may take time but it eventually makes sense and the lesson is aparent at some later stage In life. I belive that it all works for my good. 
So people,  learn to love your failures, just as much as you love your successes. If there's one thing I know,  it's that no experience in life is wasted. So squeeze as much lessons out of your losses. And don't even be afraid to make them,  everyone else is making theirs anyway, knowingly or unknowingly. So go on out,  live life and make some mistakes!

Wednesday, 11 March 2015

Did you know

did you know unless food is  mixed with saliva you can not taste it.

Tuesday, 10 March 2015






IMPACT OF FOREIGN DEBT ON DEVELOPING ECONOMIES
In this age of rapid growth and development in every field of life, it is very difficult rather impossible for a country to finance all of its development expenditures with its own resources. Therefore, to cover up the gap between its expenditures and revenues, it has to borrow somehow from internal and external resources. In last few years most major types of debt have grown rapidly. The major reason for this rapid growth of indebtedness was the high deficits in the government budgets. The problem of high debt growth in Less Developed Countries is not a small one. The LDC’s are going deeper and deeper in debt. Even the debt servicing obligations are met with more and more debt. This condition is being called “Debt Trap Peonage”. LCD’s do not earn enough from the exports of their mineral and agricultural products to pay for the expensive finished goods they import. These less developed countries are obliged to supply their low priced raw materials to their rich creditors and unable to utilize their resources for developing their own economies. It is no gain saying the fact that some of the LDC’s are even having problems with their debt service obligations, they even default, which worsen the situation. Several reasons are given for high growth of LDC’s debt e.g. deficit in the budgets, capital flight, foreign exchange problems and high interest rate. Heavily indebted poor countries have higher rates of infant mortality, disease, illiteracy and malnutrition than other countries in the developing world, according to the UN Development Program. What should be done when debt servicing appears to affect growth adversely and increases crowding out effect on private investment??? 

By Colletor Adoyo

Sunday, 8 March 2015



THE WEALTHIEST PLACE IN THE WORLD
The wealthiest place in the world is not the gold mines of South America or the oil fields of Iraq or Iran. They are not the diamond mines of South Africa or the banks of the world. The wealthiest place on the planet is just down the road. It is the cemetery. There lie buried companies that were never started, inventions that were never made, best selling books that were never written, and master pieces that were never painted. In the cemetery is buried the greatest treasure of untapped potential. There is a treasure within you that must come out. Don’t go to the grave with your treasure still within YOU!!!

By Colletor Adoyo